Pension credit is available to people who have a low pension income. Additional amounts could be available for severe disability or carer responsibilities. The first £10,000 investment or savings is not counted against your allowance.
Pension Credit can be applied for over the telephone (see number below). Quite a lot of information is needed so have your national Insurance number, details of any income, savings, rent and bank account details ready before making the call.
Pension Credit can be back dated up to 3 months only.